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Second Mortgages

Whether you're building the next home of your dreams, investing in a vacation property or simply refinancing your current mortgage, 1st Advantage can help you make the most of your plans for the future.

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Home Equity Line of Credit (HELOC)

You've been good to your home and now it's time to reap the rewards of your efforts. Use your home's equity to consolidate higher-interest loans, pay for home remodeling projects or even take the vacation you've always wanted.

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Best Rate Guarantee

Who is 1st Advantage?

We are more than a financial institution. We are a solution finder. A valuable resource. Your valuable resource. Safe and sound, 1st Advantage Federal Credit Union is federally insured, just like a bank.  Learn more

And because we are a member-owned cooperative, we can offer our members tremendous financial advantages in the form of lower-rate loans, better-rate savings, and many free services. We are your neighbors who share your values—living, working and going to church and school together—and we make it our responsibility to share what we can, giving back to our community. That's not just life at 1st Advantage. That's Life. Shared.

Find out more by visiting www.1stadvantage.org/about/

We're putting out the welcome mat with these financial solutions.

It's a great time to buy a new home or refinance your current one, and 1st Advantage has all the tools you need.   Learn more

Beginning with our experienced Mortgage Consultants, we can offer you guidance and our Best Rate Guarantee so you know you're getting a great deal. Home Equity Lines of Credit (HELOC) and Second Mortgages are also available, allowing you to create that new kitchen or remodel the bathroom, making your home your own. We'll help you get started today.

Find out more by visiting 1stadvantage.org/loans

Want to contact us?

Move in to a new home or make your old one feel like new. We'll show you how. Contact us at 800-359-7650 or complete this form and we will contact you.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.